Privacy Policy
Last updated: January 26, 2026
Overview
At Tens Of Dollars, your privacy is our priority. We use end-to-end encryption to ensure that your financial data remains private and accessible only to you. This Privacy Policy explains how we collect, use, and protect your information.
1. Information We Collect
Account Information
When you create an account, we collect:
- Email address: Used for account authentication and communication
- Password: Hashed and stored securely; also used to derive your encryption key
Encrypted Financial Data
Your financial data is encrypted before it leaves your device. We store:
- Bank balances (encrypted)
- Bills and payment schedules (encrypted)
- Debt information (encrypted)
- Savings goals (encrypted)
Important: Due to end-to-end encryption, we cannot read or access your financial data. Only you, with your password or recovery key, can decrypt this information.
Usage Data
We collect anonymous usage data to improve the Service:
- Page views and feature usage (anonymized)
- Browser type and device information
- Error logs (without personal data)
2. How We Use Your Information
We use the information we collect to:
- Provide and maintain the Service
- Authenticate your account
- Process subscription payments
- Send important account notifications
- Improve the Service based on usage patterns
- Respond to your support requests
3. Data Storage and Security
End-to-End Encryption
All financial data is encrypted using AES-256-GCM encryption with keys derived from your password. This means:
- Your data is encrypted on your device before transmission
- We store only encrypted data that we cannot decrypt
- Only you can access your financial information
Infrastructure
Your data is stored on secure servers provided by Supabase, which uses industry-standard security practices including:
- Data encryption at rest and in transit
- Regular security audits
- SOC 2 Type II compliance
4. Third-Party Services
We use the following third-party services:
Stripe (Payment Processing)
For subscription payments, we use Stripe. When you subscribe to Pro, Stripe collects and processes your payment information. We do not store your credit card details. See Stripe's Privacy Policy.
Supabase (Database & Authentication)
We use Supabase for database storage and authentication services. See Supabase's Privacy Policy.
Vercel (Hosting & Analytics)
Our application is hosted on Vercel. We use Vercel Analytics to collect anonymous usage data. See Vercel's Privacy Policy.
5. Cookies
We use essential cookies to:
- Maintain your authenticated session
- Remember your preferences
- Ensure the Service functions properly
We do not use cookies for advertising or tracking across websites.
6. Your Rights
You have the right to:
- Access your data: View all information associated with your account
- Export your data: Download a copy of your decrypted data
- Delete your account: Request permanent deletion of your account and all associated data
- Correct your data: Update any inaccurate information
To exercise these rights, contact us at support@tensofdollars.com or use the settings in your account dashboard.
7. Data Retention
We retain your data as follows:
- Active accounts: Data is retained while your account is active
- Deleted accounts: Data is permanently deleted within 30 days of account deletion
- Payment records: Retained for 7 years for legal and tax compliance
8. Children's Privacy
The Service is not intended for children under 13. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal information, please contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.
10. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
Email: support@tensofdollars.com